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Offset Mortgage Account.
An account offered by some financial institutions where all your money is held in one place. The idea is that
any savings you have does not earn interest but it saves interest on the same gross amount of your mortgage. This
is also a way of saving tax becuase if interest was earned on savings you would have to pay tax.
Open Plan Mortgage Loan.
An account offered by some financial institutions where all your money is held in one place. The idea is that
any savings you have does not earn interest but it saves interest on the equivalent gross amount of your mortgage capital. This
is also a way of saving tax becuase if interest was earned on savings you would have to pay tax.
Overdraft.
An agreed limit of borrowing on a current account between a current account holder and the finance institution. The
limit can be dipped into and repaid at the borrowers leisure and regular repayments are not required. Interest is usually
charged on overdraft limits.
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Looking for an unsecured loan company? We can give you access to loan options by introducing you to
unsecured loan companies who can assess your credit rating and place you with one of their UK unsecured loan lenders for an unsecured
personal loan. |
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